Retirement Calculator | Monthly Investment Needed for Retirement

Retirement Calculator

Current Monthly Expenses (₹) Years to Retirement Inflation Rate (%) Expected Return During Investment (%) Life Expectancy After Retirement (Years) Return After Retirement (%)

What is a Retirement Calculator?

A Retirement Calculator helps estimate the savings you need at retirement and the monthly investment required to reach that goal. It considers inflation, future expenses and returns before and after retirement.

Step-by-Step Calculations

Adjust expenses for inflation till retirement
Calculate annual future expenses
Calculate required retirement corpus
Compute monthly SIP needed to reach that corpus

Formula Used

Future Expense = Current Expense × (1 + Inflation)^Years

Retirement Corpus = Future Annual Expense / (Post-Retirement Return – Inflation)

SIP = Corpus × r / ((1+r)ⁿ – 1)