When it comes to owning a luxury car like Audi, the experience should be seamless—from test drive to title. That’s where Audi Financial Services steps in, offering tailored financial products that make buying, leasing, and maintaining your Audi as enjoyable as driving it.
In this detailed guide, we’ll explore everything you need to know about Audi Financial Services, including financing plans, lease options, protection products, digital tools, and frequently asked questions. Whether you’re a first-time Audi buyer or looking to upgrade, this article will help you make an informed and confident choice.
🔍 What is Audi Financial Services?
Audi Financial Services (AFS) is the dedicated finance arm of Audi, a part of Volkswagen Financial Services. It provides a wide range of financial products designed specifically for Audi customers—both personal and business buyers.
The primary goal of AFS is to simplify the car ownership journey, offering:
- Flexible car loans and lease options
- Competitive interest rates
- Comprehensive vehicle protection products
- Digital tools for easy account management
AFS operates globally and partners with authorized Audi dealerships to offer localized, tailored financial plans.
🚗 Audi Financing Options: Buy with Confidence
🏦 1. Audi Traditional Financing
Audi’s traditional financing program allows customers to own the vehicle outright by making monthly payments over a fixed period.
Key Benefits:
- Competitive fixed interest rates
- Flexible loan terms (12 to 72 months)
- No mileage restrictions
- Full vehicle ownership at the end of term
Ideal For: Customers who want long-term ownership and wish to modify or resell the vehicle later.
🔁 2. Audi Select (Balloon Financing)
This is a hybrid financing option, blending features of leasing and owning. You make lower monthly payments and a large “balloon” payment at the end.
Why Choose Audi Select?
- Lower monthly payments than traditional loans
- Multiple end-of-term options (keep, trade, or refinance)
- More cash flow flexibility
Best For: Those who want a new Audi every few years with manageable payments.
📄 3. Audi Lease Plans
Leasing an Audi gives you the benefit of driving a new model every few years without the burden of full ownership.
Features of Audi Lease:
- Low upfront costs
- Lower monthly payments than buying
- Multiple lease durations (24, 36, 48 months)
- Options to return, upgrade, or buy at lease-end
Pros:
- No long-term maintenance worries
- Stay updated with the latest models
- Easy vehicle return or exchange
🛡️ Audi Protection Products: Peace of Mind Guaranteed
Audi Financial Services also offers a suite of vehicle protection products that help safeguard your investment.
⭐ 1. Audi Care
A prepaid scheduled maintenance package that keeps your Audi running like new.
What it includes:
- Oil changes
- Tire rotations
- Multi-point inspections
- Brake fluid and filter replacements
🧰 2. Audi Vehicle Service Protection (VSP)
Covers repairs after your factory warranty expires, including:
- Engine
- Transmission
- Electrical systems
- Roadside assistance
🚨 3. Guaranteed Asset Protection (GAP)
If your vehicle is totaled or stolen, GAP pays the difference between what your insurance covers and your loan balance.
🚗 4. Tire & Wheel Protection
Covers repair or replacement costs due to road hazards like nails, potholes, and debris.
🌐 Audi Financial Services Digital Experience
In today’s digital age, managing your finances should be easy and fast. Audi Financial Services offers robust online tools and a seamless mobile app experience.
Digital Features Include:
- Online payment & account management
- Automatic payment setup
- View statements and transaction history
- Lease-end tools and reminders
- Customer support via chat, email, or phone
🎯 Audi Financial Services for Business & Fleet Customers
Audi also caters to corporate clients, offering customized financial services for business fleets and executive vehicles.
Corporate Solutions:
- Flexible lease & finance plans
- Tax and depreciation benefits
- Bulk vehicle purchasing support
- Premium maintenance packages
Perfect For:
- Startups
- SMEs
- Large corporations looking for executive luxury fleets
📊 Audi Finance vs Lease: Which is Right for You?
| Feature | Finance | Lease |
|---|---|---|
| Ownership | You own the vehicle | Audi owns it |
| Monthly Payments | Higher | Lower |
| Mileage Limit | Unlimited | Limited (e.g., 10,000–15,000/year) |
| Customization | Allowed | Not allowed |
| End-of-Term Option | Keep or sell | Return, buy, or upgrade |
| Ideal For | Long-term use | Short-term driving and upgrades |
📢 Current Audi Financial Offers & Promotions (2025)
Audi regularly rolls out seasonal deals and limited-time offers to make your dream car more affordable.
As of May 2025, popular offers include:
- 0.99% APR on select 2024 A4 and Q5 models
- $0 down payment lease offers for well-qualified buyers
- Cashback of up to $2,500 on Audi e-tron
- Loyalty bonuses for returning customers
- Special corporate rates for fleet purchases
👉 Visit audiusa.com or your local Audi dealership for region-specific promotions.
📝 How to Apply for Audi Financial Services
Applying for Audi financing or leasing is simple and quick.
Steps to Apply:
- Visit Audi’s official site or dealership
- Choose your preferred model and financial plan
- Submit necessary documents (ID, income proof, credit history)
- Await approval (usually within 24-48 hours)
- Drive home your new Audi!
You can also pre-qualify online to check your eligibility without affecting your credit score.
📦 Audi End-of-Term Options: What Happens When Your Lease Ends?
Near the end of your lease, Audi Financial Services gives you three main choices:
- Return your Audi and walk away
- Buy your Audi at a predetermined price
- Lease or finance a new Audi with loyalty benefits
Audi even offers complimentary vehicle inspection and pickup scheduling to make the process smoother.
💡 Tips to Maximize Audi Financial Services
- Compare finance vs lease before deciding
- Check seasonal offers to save on down payments and APR
- Prepay maintenance to avoid future price hikes
- Set auto-pay to avoid late fees and boost credit
- Return your lease early only after understanding potential penalties
❓ FAQs About Audi Financial Services
1. Can I end my Audi lease early?
Yes, but early termination may include fees. Check your lease agreement or contact Audi Financial Services directly.
2. Is there a penalty for missing a payment?
Yes, late fees apply. However, AFS offers grace periods and support options if you’re struggling financially.
3. Can I refinance my Audi loan?
Absolutely. Refinancing is available based on credit score and market rates. Contact AFS customer service or your dealership.
4. What credit score is required for Audi financing?
Typically, a score of 660 or above is recommended for the best rates. However, Audi offers plans for various credit profiles.
5. How can I manage my Audi Financial Services account online?
Visit the AFS website or download the mobile app. You can make payments, set reminders, download statements, and contact support easily.
6. Does Audi offer financing for used cars?
Yes. Certified Pre-Owned (CPO) Audi vehicles are eligible for financing with flexible terms and warranty coverage.
🏁 Conclusion: Make Your Audi Dream a Reality
Audi Financial Services makes it easier than ever to drive home your dream Audi with flexible plans, protective packages, and digital convenience. Whether you’re leasing a sleek Audi A3 or financing the powerful Audi Q7, AFS ensures you get premium support with every mile.
Take the next step by visiting your local Audi dealership or checking online offers. Your perfect Audi—and the best financial plan to go with it—is just a few clicks away.
🔗 Explore More:
- Audi USA – Financial Services Portal
- Compare Audi Lease Offers Near You
- Audi Certified Pre-Owned Vehicles
